
America Saves
American Institute of Certified Public Accountants (AICPA)
American Management Association (AMA)
Beauty Changes Lives
Brainbench
Certified Internet Web Professional (CIW)
Certiport
Drexel University's LeBow College of Business
Ellsworth Publishing
Embry-Riddle Aeronautical University - College of Business
Foundation for Teaching Economics (FTE)
Griffith Insurance Education Foundation
H&R Block
Job Shadow Day
Johnson & Wales University
Junior Tours
LifeSmarts and the National Consumers League
March of Dimes Grants
Men's Wearhouse
Mercy College School of Business
My College Options
National Association of Parliamentarians
National Technical Honor Society
NFIB Entrepreneur-in-the-Classroom Curriculum
Northwood University
People to People Leadership Ambassador Programs
School Store Manual
Service Learning Curriculum
Stock Market Game
The Art Institutes
The Princeton Review
The Robertson Scholars Leadership Program
The Sallie Mae Fund
The Wall Street Experience
Virtual Business Finance Challenge
Visa Inc. - Practical Money Skills

America Saves
America Saves is a program of the Consumer Federation of America (CFA) centered around America Saves Week February 25–March 2, 2013, and is a national effort aimed at teaching and motivating students to save money through financial action - making a commitment that:
• They will spend less than they make and save the difference.
• They will save the difference by making a plan as to where they will save (bank, credit union, U.S. Savings Bonds), how they will do it (direct deposit, walking into the bank, sending in money to their account), when they will do it (the beginning of every month, the 15th of the month), and have in mind what they will save for (car, house, events, emergency fund, college, dates).
• They will make it automatic - get it out of their hand or pocket by direct deposits into their account or by having their parents make the deposits.
This online enrollment program has already proved successful with over 5,000 youth who are saving between $16.00–$19.00 a month and is a perfect compliment or testimony to the effectiveness of financial education.
CFA provides training to advisers and students, materials and resources, and most importantly online enrollment to automate the process. This can be organized as a chapter project or broadened to the entire school population including teachers, staff, and parents. To take advantage of this exciting and simple initiative contact George Barany, Consumer Federation of America Director of Financial Education at gbarany@consumerfed.org or 216-375-3255.

American Institute of Certified Public Accountants (AICPA)
AICPA would like to thank FBLA advisers for opening students’ eyes to the world of business and accounting and helping inspire future business leaders.
We would like to encourage you and your students to visit www.StartHereGoPlaces.com – an interactive Web site for high school and community college students interested in exploring accounting as a viable career path. Students can read and hear testimonials from college accounting students as well as practicing CPAs, explore potential universities and even create customized resources to help take the jump from high school to college through a personalized College Checklist.
Start Here, Go Places also challenges students’ thinking through individual and team competitions where winners and their schools can earn scholarships and grants.
The Web site also offers educators an exclusive portal where you can exchange ideas and best practices with fellow teachers and obtain additional classroom resources and lesson plans to supplement your curriculum.
In an effort to support you as you continue to engage and encourage your students, the AICPA is now offering membership exclusive for Pre-College Accounting and Business Educators. Becoming an AICPA Pre-College Accounting and Business Educator Member not only gives you the ability to say you are a part of the professional organization that represents the CPA profession, it also gives you the key to premier resources and information—all for free. To sign up for free membership or check out the Educators’ Portal, go to www.startheregoplaces.com/for-teachers.
To learn more about StartHereGoPlaces.com and how to incorporate the Web site and its resources into your classroom, contact the AICPA at startheregoplaces@aicpa.org.

American Management Association (AMA)
Operation Enterprise, the young adult leadership division of American Management Association (AMA), is the premier management and leadership development program for high school and college students. Operation Enterprise now offers customized programs to youth organizations that are available throughout the year. Any of the business and leadership content can be tailored to your particular needs, objectives and time limitations. The AMA course leaders and senior executives present highly interactive and hands-on workshops on Leadership, Management, Negotiation, Strategic Planning, Communication, Presentation Skills, and other important management topics. Based on the program format, other team building activities are available. For more information, please visit AMA at www.amanet.org/oe or call 1-800-634-4262.

Beauty Changes Lives—New
Beauty Changes Lives Beauty Changes Lives is an education and financial scholarship resource for individuals planning careers in the beauty and wellness industry including cosmetology, esthetics, massage therapy, nail tech and barbering.
Through professional mentorships, $2,000 financial scholarships to American Association of Cosmetology Schools member schools, industry events and online communications, Beauty Changes Lives raises awareness of career opportunities available to individuals who earn a cosmetology license.
Several of America’s most renowned beauty and wellness authorities along with global corporations in the personal care industry and leading beauty media outlets support Beauty Changes Lives.
More information is available online at www.beautychangeslives.org.

Brainbench
Brainbench offers over 400 online technical and career certification tests. FBLA members and their advisers are able to take one free test as a special arrangement with FBLA-PBL. Go to Adviser Area on our Web site to access the free Brainbench certification code.

CIW (Certified Internet Web Professional)
CIW (Certified Internet Web Professional) is a vendor-neutral web education and certification program. CIW certifications verify that certified individuals have the skills necessary to master a technology driven world.
Built for the Web industry by the Web industry, CIW courses and certifications are designed using leading technological standards, rather than any one specific software or hardware vendor.
CIW includes applications and competencies, but their core curriculum focuses on the foundational standards that sustain the infrastructure of IT: Web design; security; administration; networking; databases; and enterprises.
The CIW program is offering FBLA-PBL members the opportunity to set up your own CIW Certified Testing Center, which provides discounting on all CIW certification exams. To learn more about this exciting program, please contact them at 1-888-370-5512 or info@ciwcertified.com, or visit their Web site at www.CIWcertified.com.

Certiport
Certiport is the leading provider of certification exam development, delivery and program management services delivered through an expansive network of over 10,000 Certiport Authorized Testing Centers worldwide. Certiport manages a sophisticated portfolio of leading certification programs including: the official Microsoft® Office Specialist (MOS) certification program, The Microsoft Technology Associate (MTA) certification, the Adobe® Certified Associate certification program, the Autodesk Certified User certification program, the CompTIA Strata™ IT Fundamentals and the Internet and Computing Core Certification (IC³®). Certiport reliably delivers over two million tests each year throughout the secondary, post-secondary, workforce and corporate technology markets in more than 142 countries and 24 languages worldwide. To learn more about Certiport call 888-999-9830 or visit www.certiport.com.

Drexel University's LeBow College of Business—New
Drexel University’s LeBow College of Business has an outstanding reputation for leadership, corporate partnerships, technological strengths, industry perspectives and flexibility to meet the demands of today's business world.
Drexel LeBow offers several programs that provide exceptional high school students with an introduction to business education. These programs offer the opportunity to develop and maximize the business and leadership skills sought after by employers and college admissions officers.
Join us on campus in Philadelphia, PA to attend one of the following:
Innovation Generation: A Product Development Challenge for High School Students
For more information regarding Drexel LeBow’s programs, please contact Lisa Feden, Recruitment Coordinator, at lisa.k.feden@drexel.edu or 215-571-3767.

Ellsworth Publishing
HUNTING & PECKING STOPS HERE! Group discussion of attendee’s keyboarding problems/solutions, and solving common problems—cheating, Hunting & Pecking, Internet down. 60-Day Free Trial! No textbooks needed, no papers to print, turn in, or grade. Progress and grade reports are viewed online in an awesome Teacher Manager. Individualize to fast/slow learners. No course software to install/maintain. Totally online courses can be assigned as homework for students who are behind or ill at home. FREE formatting. Affordable. Visit www.EllsworthPublishing.com.

Embry-Riddle Aeronautical University - College of Business—New
Embry-Riddle Aeronautical University is the world's oldest, largest, and most prestigious university specializing in aviation and aerospace. It is the only accredited, aviation-oriented university in the world. The College of Business, Daytona Beach Campus, offers B.S. degrees in Business Administration with majors in Management, Marketing, Accounting & Finance, and Air Transportation. We offer a Master’s in Business Administration as well as an accelerated MBA program. Our curriculum is built upon educating students with the practical knowledge and skills essential to their entry into the workplace and society. Our average class sizes of 25 students are all taught by our professors who focus on applied research, classroom instruction, and student mentorship. Internships, while not required, are highly encouraged and plentiful. To learn more, go to our website daytonabeach.erau.edu/cob. Or join our Facebook page, or follow us on Twitter. We can be reached via e-mail at: dbcobinf@erau.edu.

Foundation for Teaching Economics (FTE) —New
Economics for Leaders (EFL) is a selective summer program held on college campuses across the country. The week-long residential program is open to high school students and teaches young leaders how to 1) integrate economics into the process of decision-making, 2) be conversant with the economic concepts shaping the global economy, 3) foster a commitment to continued learning about economics and leadership, and 4) become a more effective leader. EFL is a program of the Foundation for Teaching Economics, whose mission is to introduce young individuals, selected for their leadership potential, to an economic way of thinking about national and international issues. College credit is available. Visit www.fte.org to learn more.

Griffith Insurance Education Foundation
The Griffith Insurance Education Foundation promotes the study of risk management and insurance at all levels of academic pursuit. The Foundation builds on the strength of the teacher-student relationship to educate young people about insurance and its critical role in their personal lives. Assisting educators with the task of teaching teenagers about insurance is the Foundation's primary focus. The Institute conducts workshops for teachers at various universities to help them learn about insurance and provides teaching materials, free of charge, that are age appropriate for their students. For more information on the Foundation, contact Jason Terrell at 1-614-880-9870 or jterrell@griffithfoundation.org.

H&R Block
H&R Block believes that teaching students about money is an important investment and has donated nearly $3 million to high schools and students nationwide to help increase teens’ financial fitness. Through H&R Block Dollars & Sense, the company donates personal finance curriculum to schools, provides scholarships to teens, offers FAFSA training for graduating seniors, and more. For more information visit www.hrblockdollarsandsense.com or www.facebook.com/hrbds.
The National Job Shadow Coalition encourages young people across the country to explore their futures through career awareness and mentoring opportunities. Job shadowing is an academically motivating activity designed to give students an up-close look at the world of work and to answer the question, "Why do I have to learn this?" The nationwide kick-off is Groundhog Job Shadow Day. Students across America "shadow" workplace mentors as they go through a normal day on the job. Visit www.jobshadow.org for the kick-off date, ideas, and helpful materials.

Johnson & Wales University
Johnson & Wales University (JWU), founded in 1914, is a nonprofit, private, accredited institution with campuses in Providence, R.I.; North Miami, Fla.; Denver, Colo.; and Charlotte, N.C. An innovative educational leader, JWU offers a broad range of undergraduate and graduate degree programs that inspire professional success and lifelong personal and intellectual growth by integrating arts & sciences and experiential education with leadership and personal development opportunities. For more information, visit www.jwu.edu. A recognized leader in career education, we offer degrees in business, hospitality, culinary arts, technology and education to more than 17,000 graduate and undergraduate students, representing 49 states and 97 countries. JWU offers scholarships up to full tuition to FBLA members. More information on the JWU scholarships can be found on the Scholarship page of this Web site.

Junior Tours
Imagine the excitement of showing your students first hand the floor of the New York Stock Exchange, Chicago Board of Trade or CNN Studios. Junior Tours has over 40 years experience planning all inclusive tour packages to New York City, Chicago, Atlanta and others. Each affordable trip is customized on the dates you choose to travel and complete in every detail. Chaperones travel free. Please call us at 1-800-631-2241 or visit us online at www.juniortours.com. Don't miss out on this tremendous opportunity for both you and your students.

LifeSmarts and the National Consumers League—New
A new partnership with LifeSmarts introduces FBLA members and advisers to LifeSmarts: The Ultimate Consumer Challenge, an educational opportunity that develops the consumer and marketplace skills of youth in a fun way and rewards them for the knowledge they demonstrate. The program complements the curriculum already in place in schools and can be used as an activity for classes, groups, clubs, and community organizations. LifeSmarts is a free program open to all 6th-12th-grade students in the United States. LifeSmarts covers personal finance; health and safety; the environment; technology; and consumer rights and responsibilities.
FBLA teams may participate in LifeSmarts in two ways:
First, the FBLA LifeSmarts pilot competitive event encourages FBLA members to learn about personal finance and consumer issues, and then compete online and in-person. FBLA LifeSmarts has two (2) online competitions during the year (fall and spring) for the pilot competitive event and the top nine (9) winners from both competitions will advance to compete at the National Leadership Conference (NLC).
Second, FBLA teams may compete on the LifeSmarts Web site (www.lifesmarts.org) where they will have the opportunity to win monthly “TeamSmarts” challenges (answering 100-question quizzes posted online, with $100 going to the winning team), and compete against other chapters for the right to represent FBLA at the National LifeSmarts Championship next April in Atlanta (a team travel stipend of $2,500 is available to help the winning FBLA team attend the four-day educational tournament).
LifeSmarts is a program of the National Consumers League, which was founded in 1899 and is America's pioneer consumer organization. NCL’s mission is to protect and promote social and economic justice for consumers and workers in the United States and abroad.For more information, visit www.nclnet.org.
For more information about LifeSmarts contact Program Director Lisa Hertzberg at lisah@nclnet.org.

March of Dimes Grants
The Mission of the March of Dimes is to improve the health of babies by preventing birth defects, premature birth, and infant mortality. The March of Dimes helps moms have full-term pregnancies and researches the problems that threaten the health of babies. For 40 years, FBLA-PBL and the March of Dimes have partnered to raise money in support of the March of Dimes’ mission and to date, FBLA-PBL has raised over $15 million. In doing so, hundreds of thousands of young people have been exposed to their health and mission messages.
As an incentive to chapters, the March of Dimes provides national awards to the FBLA-PBL chapters and states that raise the most money. In addition the March of Dimes provides grants to reward members and chapters for their support of the March of Dimes partnership; and to identify and support innovative ideas and projects that enhance the growth, recognition, and support of FBLA and the March of Dimes partnership.
Local and state chapters that participate are eligible to submit grant requests. Grants may not be used for equipment purchases, but are designed to support programming or activities for the partnership. Grant proposals submitted for consideration must be designed to be accomplished within a period of no more than 18 months. Grant recipients will be expected to report the outcome of their project in the form of a workshop, article, or project that can be reproduced and shared with other chapters, states, and the March of Dimes. Local chapters may receive grants up to $1,000. State chapters may apply for grants up to $2,500. Applications will be evaluated by a panel of judges and announced at the National Leadership Conference. Grants must be postmarked by January 15. For more information and to get resources please visit http://www.marchofdimes.com.

Men's Wearhouse
Men’s Wearhouse How to Dress for Success, Interviewing 101 Seminar
For 40 years, Men's Wearhouse has been helping guys look their best. Our seminar on How to Dress for Success, Interviewing 101 covers the essentials of preparing for an interview, selecting appropriate interview apparel for men & women while avoiding common interview mistakes. We'll cover everything from the basics of how to tie a tie to the finer points of making a positive first impression. We know the little things interviewers look for that can have a major impact on getting the job and we enjoy sharing our expertise with tomorrow's business leaders.
As a result of attending this program students will be able to understand what type of tailored clothing to purchase for an interview, how to get a great fit, and how to avoid some common interview pitfalls. Each student will receive valuable discount coupons that will help them get their working wardrobe off to a great start.
To schedule a complimentary Men’s Wearhouse How to Dress for Success seminar for your PBL chapter please contact Mike Sins, National Director of Special Events, at mcs3@tmw.com or call 1-866-247-4697.

Mercy College School of Business
At Mercy College, it is not business as usual. Under the leadership of new School of Business Dean Ed Weis, a former Merrill Lynch managing director, we are redefining business education, giving students the skills they need to stand out in the job market. Following a “learn by doing” model, our faculty comprised of former top-ranked professionals at Fortune 500 companies, are uniquely positioned to understand what employers are seeking. By learning about business from those who have lived it, Mercy College students are on the fast track to success. Visit www.Mercy.edu/Business.

My College Options
For 40 years, the National Research Center for College & University Admissions™ has been gathering information on student and educator attitudes and interests. Each year, over 2.5 million high school students in over 95% of the public and private high schools in the country participate in the program.
NRCCUA operates the nation’s largest college planning program, My College Options, which directly benefits participating students, families and educators by providing them with free comprehensive resources on colleges and universities, the college search and admissions processes, financial aid and scholarship programs, and more. Our research partners are able to reach millions of students and thousands of educators through our extensive reach and relationships with administrators, educators and students.
It is through the long-standing partnership between My College Options and Future Business Leaders of America-Phi Beta Lambda (FBLA-PBL) we examine the state of business education in our nation’s high schools. Students and educators are asked to share their attitudes and opinions on business education, their experiences in the business classroom, and students’ post-secondary plans. Thank you for your support and partnership in connecting our nation’s youth with educational opportunities.

National Association of Parliamentarians
The examination for membership in the National Association of Parliamentarians (NAP) is now available online. National dues for fulltime students are $37.50 plus payment of state dues. Complete details about applying for membership, taking the examination online, and the amount of state dues can be found at www.parliamentarians.org/applications.php or by calling the NAP toll-free at 888-627-2929.

National Technical Honor Society
The National Technical Honor Society (NTHS) is available for our students and it's easy to make it happen in your school! NTHS provides you with everything necessary to get your NTHS chapter up and running, from recommended standards to an induction script. Minimum standards must be met, but you and your administration select the specific criteria for your chapter.
There is no charter fee for setting up your chapter and individual membership is only $25 per member. This is a one-time fee and can transfer to another school where the member meets the school's requirements. Members will receive an NTHS membership certificate, pin, card, graduation tassel, window decal, and official NTHS seal to be applied to the member's diploma or training certificate, a general letter of recommendation for the member's portfolio, as well as personal recommendations for employment, college admission, and scholarships provided by NTHS National Headquarters. In addition, student members of NTHS are eligible for NTHS scholarships. Each year NTHS awards over $125,000 in scholarships through the Jon H. Poteat Scholarship Fund.
Go to www.nths.org/JoinUS/CTSOWelcomePages/FBLAPBL.aspx to complete your chapter application.

NFIB Entrepreneur-in-the-Classroom Curriculum
The National Federation of Independent Business (NFIB) has developed the NFIB Entrepreneur-in-the-Classroom, a FREE three-module supplemental curriculum bringing the lessons of entrepreneurship and small business into the classroom regardless of discipline. Each of the modules contains teacher notes, objectives, goals, overheads, activities, quizzes, and answer keys. The curriculum was originally developed in 2005 and was updated in 2012 to include more audio visual teaching tools, interactive activities, and updated topics and discussions.
Everything is available online at www.nfib. com/eitc. There is a registration process, but everything is free! Please check out these great entrepreneurship classroom resources.

Northwood University
You want it all—a great business education, fun campus life, and lots of activities to choose from. Northwood University won’t disappoint. At Northwood you’ll get into your major on day one. Courses are taught by professors with real-world experience and a hands-on approach. You’ll learn it, do it, and add it to your resume! You’ll learn not only how to get jobs, but how to create them.
In addition to our high employment rate, over 35% of our alumni own part or all of their own business. Academic scholarships up to $60,000 with on-campus residency, FBLA scholarships up to $20,000, athletic scholarships, private donor scholarships, and other financial resources are available to those who qualify. www.northwood.edu.

People to People Leadership Ambassador Programs
People to People Leadership Ambassador Programs brings together promising students in grades 5–12 from over 90 countries in Washington, D.C., or at a number of prestigious American universities to develop their leadership skills and prepare for success in college and future careers. Leadership Ambassadors have the unique opportunity to earn academic credit and foster world citizenship while making life-long friends with other young leaders from around the world. Change the life of a student today— nominate promising young leaders to People to People Leadership Ambassador Programs at www.peopletopeople.com/leadership.
Do you run a school store or would you like to start one? Through a partnership with the Raymond Geddes Company, FBLA-PBL has developed a school store manual complete with tips, do's and don'ts, and the necessary forms to make your business venture a success. To access this manual go to the Document Library under FBLA on our Web site at www.fbla-pbl.org.
The March of Dimes and FBLA-PBL has teamed up to become involved in the service learning movement that is sweeping the nation. This movement integrates classroom learning with community service, a process that career and technical education has traditionally developed and supported though its local and nationwide community service programs. Student achievement is assessed on related projects as an integral part of the curriculum. If you would like a printed binder of the materials, it is available for free by contacting membershipdir@fbla.org. New curriculum materials are also available on the March of Dimes Web site at www.marchofdimes.com/youth.

Stock Market Game
Students in The Stock Market Game work in teams of 2-5 members to invest a hypothetical $100,000 in stocks and funds to build a virtual investment portfolio. They track and manage their investments over the course of 15 weeks. Students participating in The Stock Market Game are provided with valuable opportunities to practice core skills in math, Social Studies, English Language Arts, Business, Economics, and other subjects in a real world scenario. For details on the game go to the Adviser Section on the national Web site at www.fbla-pbl.org and click on the Stock Market Game. Game dates are September 4 to December 14, 2012 (registration deadline September 19) and January 7 to April 19, 2013 (registration deadline January 22). Participants will be ranked and winners will be publicized through FBLA-PBL.

The Art Institutes—New
The Art Institutes—Helping creative minds bring their ideas to life. Today’s creative economy needs people with new ideas, and the ability to express those ideas. At The Art Institutes, a system of over 45 schools located throughout North America, we help students explore opportunities as they prepare to launch careers in the areas of design, media arts, fashion, and culinary. Our collaborative, hands-on education is designed to mirror the way things work in the real world—from industry-grade hardware and software to the relevant experience of our faculty. Students meet the demands—and explore the opportunities—that exist in the real world. Here, we focus on the work, the students who create it, and the instructors who can nurture their talents and guide them toward a future where they can channel their skills and energy into the future they want. And create their own tomorrow. To learn more visit www.artinstitutes.edu.
See AiPrograms.info for program duration, tuition, fees, and other costs, median debt, federal salary data, alumni success, and other important info.

The Princeton Review
If your students are thinking about college, they are also thinking about admissions tests such as the SAT or ACT. The Princeton Review is a market leader in test preparation and has been helping students get into their top choice schools since 1981. Their classroom and online courses as well as private tutoring services have earned a reputation for taking the tedium out of, and putting the results into, test preparation. As a special promotion, FBLA members, plus family and friends, are entitled to 10 percent off classroom and online courses for the SAT, ACT, PSAT, LSAT, MCAT, GRE, USMLE and GMAT. Just use the promotional codes found at www.PrincetonReview.com/partner/fbla-pbl when you register online or when you call 1-800-2Review (800-273-8439).
The Princeton Review Approach:
• Guaranteed results with our proven methodology and score-raising strategies
• Passionate and engaging expert instructors who know how to motivate you
• Personalized coaching
• Comprehensive and up-to-date study materials – all yours to keep
• Extensive online resources including exams, drills, lessons and explanations
• Full-length practice exams with detailed score analysis
Local Opportunities: Successfully collaborate with a local Princeton Review office to raise your chapter's profile at school. Take advantage of a practice test fund-raiser where you collect a fee from testers and they'll deliver a practice test or set up an expert speaker series covering topics such as testing strategies, financial aid, or the ins and outs of the SAT or ACT (at no charge to you, of course). Contact AnthonyR@review.com to receive your local Princeton Review office contact details.

The Robertson Scholars Leadership Program
The Robertson Scholars Leadership Program is a four year, fully paid leadership program at Duke University and the University of North Carolina at Chapel Hill. Outstanding young individuals who demonstrate exceptional leadership, integrity, and high academic potential are recruited globally to participate in this program designed to accelerate leadership development. With unparalleled access to two renowned universities, a series of unique summer enrichment experiences, and individualized mentoring and coaching from a dedicated program staff, Robertson Scholars benefit from numerous opportunities that enable them to fully realize their leadership potential. For more information, please visit our Web site at www.robertsonscholars.org.

The Sallie Mae Fund—New
The Sallie Mae Fund®, a charitable organization sponsored by Sallie Mae®, achieves its mission — to increase college access for America's students — by supporting programs and materials that help open doors to higher education. Mission: Possible! is a step-by-step guide that provides students and families with college prep timelines, information on the admissions and financial aid processes, an overview of the types of financial aid available, and a glossary of terms. It is available for free in English and Spanish. To order, simply visit our website at TheSallieMaeFund.org.

The Wall Street Experience
Are your students interested in a Wall Street career, a career in business or finance? The Wall Street Experience provides tours, events, and an online community for students studying business and finance. We provide students an inside look at their future careers so they can prepare accordingly.
If you’re visiting New York City, check out our guided tours, simulations and events given by Wall Street professionals at www.thewallstreetexperience.com.
Join our free online community for career advice, support and intelligence at www.thewallstreetconnection.com.
For more information please e-mail info@thewallstreetexperience.com or call 212.608.0130.
Knowledge Matters, Inc. is sponsoring a special event during the 2012-2013 school year. This event will be based on the Virtual Business – Personal Finance 2.0 Web-based simulation. FBLA members will use the simulation to test their skills at managing their own financial lives and will compete against students across the country. Members will experience real world financial issues such as budgeting and saving, choosing and balancing a checking account, getting a credit card, fixing your credit, education and advancement, using online banking, paying your taxes, intro to investing, time management and health, finding a job, finding an apartment, buying a car, shopping, risk vs. return, diversification, investing for retirement, buying a home and insurance. There will be two rounds (Challenges) held via the Internet during the school year:
• October 22, 2012 (10:00 a.m. EST) – November 16, 2012 (5:00 p.m. EST)
• February 4, 2013 (10:00 a.m. EST) – March 1, 2013 (5:00 p.m. EST)
During the events, FBLA members will:
• Register an individual or team up to three (3) people
• Run the simulation
• Submit scores
• Compete and be ranked against other participating FBLA teams
The first place individual/team from each round will be awarded prize money.
To register, go to www.KnowledgeMatters.com and click on the FBLA area. Questions may be e-mailed to VBCCentral@KnowledgeMatters.com.
Note: This activity is not a part of the competitive events program. Participating in this activity does not preclude a student competing in the national competitive events.

Visa Inc. - Practical Money Skills
Practical Money Skills for Life is a free, award-winning educator-developed and educator-approved financial education program that reaches millions of people around the world each year. Launched in 1995, the program is now available in 10 languages in 30 countries.
At www.practicalmoneyskills.com, educators, parents and students can access free educational resources including useful personal finance information on a variety of topics, a monthly e-newsletter with over 70,000 subscribers, a suite of financial calculators, and educational video games such as the NFL-themed Financial Football and the FIFA World Cup-themed Financial Soccer. Additionally, there is a new financial literacy curriculum for 9–12 grade educators complete with teacher’s guides, lesson plans, student activities, extension ideas and more. Visa also teamed up with Marvel in 2012 to introduce a new educational comic book called Avengers: Saving the Day.
Follow Practical Money Skills for Life via its social media channels on Facebook (facebook.com/practicalmoneyskills), Twitter (twitter.com/practicalmoney) and YouTube (youtube.com/pmsfl).
Visa also manages What’s My Score (www.whatsmyscore.org), a leading higher education consumer awareness program.





